Gasboy CFN III Mgnr's Mnl V3.4 - Manual (Page 303)

MDE-4315 CFN Series CFN III Manager’s Manual for Windows NT · August 2004 Page F-3
Credit Card Numbering Appendix F: Dialout Communications
Data Capture
As the sale is completed, the CFN3 application records data about the sale:
time, date, product, price, quantity, and amount. It stores this information in a
file for later transmission to the financial network at settlement.
The CFN3 application cannot capture any data embossed on the card, nor can it
obtain the customer’s name and address from the transaction information. Your
attendant will have to collect this information if you want it for your records.
For sales approved inside, you should get a signature on a receipt.
Settlement
For most networks, the CFN3 application must contact the financial network at
least once a day to reconcile the credit and debit card transactions it has
captured and stored. The network may generate a settlement report containing
total dollars for the batch of transactions and transmit this report to the CFN3
application. The report may be used for reconciliation with the totals on the
CFN3 application. For the total to balance, settlement must occur at shift break
or the end-of-day break.
The form of the settlement report is defined by the network and varies from one
network to another. Refer to the specific Debit/Credit manual for details about
your network’s settlement report.
Remote verification via
dial-up Usually the site is configured to place a telephone call to a local
number. The site signs on to the communications network using an
account name and password provided by the card network and
then requests authorization for the requested sale amount. If there
is a sufficient account balance (for debit cards) or line of credit (for
credit cards) to cover the sale, the transaction is approved and the
balance is adjusted. The authorizer assigns the transaction an
approval number, which is your proof that the transaction was
approved. If the card is not valid or if it does not have funds or a
line of credit to cover the transaction amount, the sale is denied.
If you do remote verifications via dial-out, you will need a
phone modem dedicated to this purpose (in addition to the
modem you use for polling, if any).
Remote verification via leased
line This type of authorization is the same as remote verification by
dial-up, except that the transaction is sent over a dedicated
communications line to the network node. You can configure the
SC III to do both local and remote verification. In that case, the
cards will be verified locally only if the remote verification cannot be
completed after several tries. This may happen if the network is
down or busy.