MagTek QwickPAY - Manual (Page 4)

1 www.qwickpay.com
From the company that invented the first hand card-swipe reader comes QwickPAY, a complete mobile payment solution
that uses the most reliable and safest card swipe reader (secure card reader authenticator, SCRA). QwickPAY is made for
businesses that need an easy solution to take credit card transactions while on the go. All you need is the QwickPAY App, a
merchant account, and the SCRA and you can easily accept credit cards including Visa, MasterCard, Amex, and Discover from
almost anywhere.
QwickPAY delivers a broad range of compatibility, allowing your browser-based, iOS, and Android devices to evolve into a
highly secure payment system. QwickPAY provides a payment processing platform, an account management system, a virtual
terminal, reporting, encryption, card and device authentication, counterfeit card detection and card tokenization.
A. About
i. Overview of QwickPAY
Key Features
• E-mail receipts
• Create custom receipts
• Easy to use transaction reporting
• Capture digital signatures
• Capture images of cardholder or goods purchased
• Auto calculate Tip and Tax
• Fill customer contact info from address book
• Card-present ONLY transactions
• Visa, MasterCard, Amex, Discover
• Protects data and surpasses the PCI DSS standards
with the MagneSafe™ Security Architecture
• Immediate encryption (Triple DES) of all cardholder
data with a derived unique key per transaction
(DUKPT)
• Immediate tokenization or “substitution” of all
cardholder data
• Immediate authentication of the card to ensure it is
not a fraudulent copy
• Dynamic payment card data with every transaction for
maximum cardholder protection
QwickPAY provides unmatched security for cardholders and merchants with DETA transaction security.
DETA = Transaction Security.
• D ynamic: payment card data.
• E ncryption: within the head – decrypted data delivered only to a PCI DSS certified payment processor or gateway.
• T okenization: of sensitive data (3 types - Card, PAN, and Transaction) & QwickPAY QwickCode exchange.
• A uthentication: of card, cardholder data, device, host, and session - eliminates the costs and hassles related to the
charge back process by identifying counterfeit cards.
SCRA Features
• Bi-directional card reading
• Reads encoded data that meets ANSI/ISO/AAMVA/JIS
Type 2 standards
• Reads up to three tracks of card data
• Supplies 54 byte MagnePrint® value
• Unique, non-changeable serial number which allows
individual tracking
• Encrypts all track data and MagnePrint value
• Provides clear text confirmation data including card
holder’s name, expiration date, and a portion of the
PAN as part of the masked track data
• Mutual authentication mode
• Affordable and flexible
• Lowers the cost of card acceptance by offering
authentic, card present transactions
• Reduces the scope of PCI compliance by eliminating
sensitive card data from App
• Eliminates charge back process by declining
counterfeit cards