MagTek QwickPAY - Manual (Page 20)

17 www.qwickpay.com
B. Managing my account for mobile devices.
No Authentication data is present when using manual card
entry, since the card is not read.
1. Authentication Data
MP Score - aka Authentication Value
This is MagnePrint® score from the transaction. The score
will range anywhere from -1 to +1 and be represented as 3
decimal places (ex - .856). The higher the score, the more
likely the card is authentic and not a copied card. The lower
the score, the more likely it is a fraudulent card and may incur
a charge back. If the MagnePrint score is below a 0.3, then
QwickPAY will display the following alert:
COUNTERFEIT ALERT
Examine the card carefully,
it is likely a counterfeit.
If you suspect fraud, make
a Code 10 call.
VISIT
QwickPAY Support FAQs
and go to Security for more
info on Code 10.
If you press Proceed, you
can continue with the
transaction.
MP Days on File
This is the number of days that the MagnePrint has been on file.
MP Reg by
The party that initially registered the MagnePrint; examples
can be: Merchant, Gateway, Processor, Brand or Financial
Institution.
5 Make a Sale - Transactions
a. Transaction authentication and authorization
Once you Submit your transaction, a transaction authorization and authentication screen appears.
Authentication 1.
You may not be familiar with authentication since this is something that is unique to QwickPAY and the
MagneSafe™ Security Architecture (MSA). Only secure card reader authenticators (SCRAs) use the MSA
and can perform real-time counterfeit card detection and encrypt the card data within the read head.
SCRAs use the MSA to deliver instant encryption so your customers’ sensitive card details never enter
your phone and are sent securely over SSL connections for decryption, authentication and processing.
This lowers the scope and cost of PCI audits, saving you more time and money. A key feature of
MagneSafe is MagnePrint® card authentication, a patented, proven technology which reliably identifies
counterfeit credit cards. MagnePrint is a dynamic card authentication technology based on the unique
physical properties of the magnetic stripe, also referred to as the stripe’s digital identifier or (DI). It
provides validation that the card itself is genuine and that its encoded data has not been altered.
Authorization 2.
You are probably familiar with transaction authorization: the process of confirming payment with the credit card company. The
card data and amount are sent securely for processing with the customer’s credit card account. Processing involves confirming
card number, expiration, CVV values, name on the card, zip codes and available funds.
MP Count
The quantity of times the MagnePrint has been read.
2. Authorization
Trans Type
The type of transaction. Examples can be: Sales – Swipe,
Sale – Qwick Code, Void or Refund.
Status
The status of the transaction as it is returned from the
cardholder’s financial institution, i.e., approved, declined, etc.
Transaction ID
An alpha/numeric code returned from the QwickPAY Payment
Protection Gateway that is unique to the specific transaction.
Auth Code
The authorization code that is returned from the cardholder’s
financial institution when a transaction is authorized for sale.
Total Charge/Amount
The total amount charged for a specific transaction (with
applicable tax and tip).
Tip Amount
The amount of dollars charged as Tip.
Tax Amt
The amount of dollars charged as Sales Tax.
Card #
The primary account number (or PAN) from the card used to
initiate the transaction. This number will be partially masked.
Exp date
The expiration date of the card used to initiate the
transaction.
E-mail
The customer e-mail address where the receipt will be sent.
Location
The geographical location where the transaction was made.
This can be set to ON or OFF on your device settings.