beautypg.com

Picturing financial problems, How to approach a financial problem – HP 10B User Manual

Page 46

Attention! The text in this document has been recognized automatically. To view the original document, you can use the "Original mode".

background image

4

Picturing Financial Problems

How to Approach a Financial Problem

The financial vocabulary of the HP-lOB is simplified to apply to all finan­

cial fields. For example, your profession may use the term

balance, bal­

loon payment, residual, maturity \^alue,

or

remaining amount

to designate a

value that the HP-lOB knows as

(E3

(future value).

The simplified terminology of the HP-lOB is based on cash flow diagrams.

Cash flow diagrams are pictures of financial problems that show cash

flows over time. Drawing a cash flow diagram is the first step to solving a

financial problem.

The following cash flow diagram represents investments in a mutual fund.

The original investment was $7,000.00, followed by investments of

$5,000.00 and $6,000.00 at the end of the third and sixth months. At the

end of the 11th month, $5,000.00 was withdrawn. At the end of the 16lh

month, $16,567.20 was withdrawn.

4: Picturing Financial Problema 43