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Example: computing present value in annuities, Cost savings for a present-value ordinary annuity – Texas Instruments Calculator User Manual

Page 33

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Time-Value-of-Money and Amortization Worksheets

29

Example: Computing Present Value in Annuities

The Furros Company purchased equipment providing an annual savings
of $20,000 over 10 years. Assuming an annual discount rate of 10%, what
is the present value of the savings using an ordinary annuity and an
annuity due?

Cost Savings for a Present-Value Ordinary Annuity

Cost Savings for a Present-Value Annuity Due in a Leasing
Agreement

To

Press

Display

Set all variables to defaults.

& } !

RST

0.00

Enter number of payments.

10

,

N=

10.00

Enter interest rate per
payment period.

10

-

I/Y=

10.00

Enter payment.

20000

S /

PMT=

-20,000.00