Calculated Industries 3420 User Guide - Manual (Page 2)

U SER ’ S G UIDE — 1
The Canadian Qualifier Plus IIIx was designed specifically for mort-
gage lenders, residential real estate agents and brokers for quick
mortgage calculations in the office or out in the field. It’s the most
complete and intuitive calculator of its kind. With the push of a few
buttons,
it will instantly pre-qualify prospective buyers, find monthly
payments, and solve hundreds of mortgage problems!
Features:
• Easy and Complete Buyer Pre-Qualifying — with “Smart”
Keys for quick financing solutions or comparisons
• Find Qualifying Mortgage Amount, Income Required and
Maximum Allowable Debt
• Use two different Qualifying Ratios at once to compare
mortgage scenarios
• Compare “Restricted” with “Unrestricted” Qualifying
Mortgage Amount
• Flexible “what-if” Mortgage or TVM Calculations — Finds
Mortgage Amount, Term, Interest or Payment
• Instant P&I and PITH Payment
• Includes Property Tax and Heating Expense
• Built-in Sales Price and Down Payment
• Instant Loan-to-Value (LTV)
• Works in Annual Term and Interest
• Works in Canadian or U.S. Interest
• Date Math, Month Offset, and Odd-Days Interest (ODI)
• Complete Amortization
• Remaining Balance/Balloon Payment
• Bi-Weekly Mortgages
• Trust Deeds
• Future Value and Appreciation
• Also works as a Standard Math Calculator
• U.S. Mode, including additional features: Adjustable Rate
Mortgages (ARMs), APR and Total Finance Charges,
PITI/Total Payment, Rent vs. Buy, Estimated Income Tax
Deduction and Complete U.S. Buyer Pre-Qualifying, includ-
ing Tax and Insurance
Introducing the C ANADIAN Q UALIFIER P LUS ® III X
Mortgage Calculator
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