Calculated Industries 3420 Pocket Reference Guide - Manual (Page 3)

P OCKET R EFERENCE G UIDE — 2
KEY DEFINITIONS .................................4
Canadian/U.S. Interest Modes ............8
Preference Mode.................................8
EXAMPLES.............................................9
Basic Math ..........................................9
Percentage Calculations .....................9
Memory Functions.............................10
Setting Decimal Places .....................11
Date Function....................................12
Mortgages and Real Estate
Mortgages .....................................13
EXAMPLES — CANADIAN MODE......14
Monthly Mortgage Payment ..............14
Term of a Mortgage...........................15
Mortgage Amount..............................15
Interest Rate......................................16
Non-Monthly Mortgages and
Payments Per Year (Pmt/Yr).........17
PITH and Interest-Only Payment ......18
Quarterly Payment ............................19
Mortgage Amount Based on Sales
Price and % Down Payment .........19
Sales Price Based on Mortgage
Amount and % Down Payment.....20
Finding Loan-to-Value (LTV) .............20
Future Value (Appreciation) ..............21
TABLE OF CONTENTS
3420PRG-E-A 7/2/04 9:07 AM Page 2