Calculated Industries 3416 Pocket Reference Guide User Manual
Page 7
P
OCKET
R
EFERENCE
G
UIDE
— 3
T
Number of years
ˆ
Annual interest rate
s l
Future value
s ˆ
APR
(annual percentage
rate), including mortgage
insurance, if entered
P
Home’s sales price
d
Down payment
s T
Bi-Weekly loan
a
Amortization function
s a
Remaining balance
A
Adjustable-rate mortgage
s A
ARM decreasing interest
% adjustment
s %
ARM lifetime interest cap%
q
Qualify based on
28%-36%
Q
Qualify based on
31%-43%
i
Annual income
D
Long-term,
monthly debt
(e.g., car payment)
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