Calculated Industries 3416 Pocket Reference Guide User Manual
Page 32
P
OCKET
R
EFERENCE
G
UIDE
— 28
(Cont’d)
STEPS
KEYSTROKES
DISPLAY
Display qualifying
ratios
q
28.00 - 36.00
Find income
required
q
79,626.76
Find maximum allowable monthly
debt
q
530.85
Find P&I
payment
p
1,420.46
Find PITI
payment
p
1,857.96
80:10:10 Combo Loan vs. Fixed-Rate
Loan with Mortgage Insurance
Compare an 80:10:10 Combo Loan vs. a
Fixed-Rate loan w/mortgage insurance.
The loan parameters are:
FIXED
COMBO
w/PMI
(1st/2nd)
Loan
250,000
250,000
Interest
6.50%
6.00% –
8.50%
Term
30
30 year–
15 year
PMI
0.62%
--
LTV
90%
80% –
10%
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